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Computing giant IBM has announced that it has signed a partnership with environmental fintech startup Veridium Labs to issue a cryptocurrency token on the Stellar blockchain.

The initiative, unveiled on Tuesday, will see IBM and Veridium tokenize carbon credits, enabling pollution-heavy companies to offset the damage their operations cause to the environment. Proceeds from selling the “verde” token will be used to reforest a 250-square mile patch of rainforest on the island of Borneo in Indonesia.

Third-party carbon credits have existed for some time, but they’re difficult to value and hold on a traditional balance sheet. The verde token, in contrast, is fungible and can be redeemed and traded on the public Stellar network, removing friction and opacity from the carbon credit supply chain.

“For years, we’ve been trying to mitigate environmental impacts at every point in the value chain, however previous solutions still presented significant complexities and costs. said Todd Lemons, CEO and co-founder of Veridium. “Our digital environmental assets are designed to help companies and institutional investors purchase and use carbon credits to mitigate their environmental impacts today, and even hedge their potential carbon liabilities risks in the future.”

Significantly, the initiative is not just a proof-of-concept or a pilot program. Nor will the tokens be confined to a private blockchain only available to select companies. Rather — building on IBM’s previous partnerships with Stellar — the credits will be traded across the public Stellar network, enabling the program to have a global reach.

“By using a public, permissioned blockchain network, we can help Veridium create a new sustainable marketplace that is good for business and good for the world,” said Bridget van Kralingen, senior vice president of IBM’s industry platforms and blockchain division.

“This is a great example of how industries are being reinvented by blockchain, in this case establishing a far more efficient and transparent approach to carbon accounting and offsetting that will empower individuals and companies to play a role in improving our environment,” she concluded.
Source

Read More Read More, Posted by: dannysalim
   

deVere Group, one of the world’s largest independent liquid financial market and cryptocurrency exchange has given out a statement informing that they have added two new cryptocurrencies to their trading application. deVere has said that they are adding the coins because of popular demand by the users.

Stellar Lumens [XLM] and Monero [XMR] have been listed on their exchange platform. Now users of the application would be able to purchase, sell, store and trade XLM and XMR. The seven cryptocurrencies which are listed on deVere trading exchange are EOS [EOS],  Stellar Lumens [XLM], Ethereum [ETH], Litecoin [LTC], Ripple [XRP], Dash [DASH] and Monero [XMR].

The cryptocurrencies got listed right after IBM has confirmed that they are going to use Stellar blockchain for their first cryptocurrency on a public blockchain.

The founder and CEO of deVere Group have said that they have further expanded their offering on deVere Crypto with including Stellar lumens and Monero because their clients were demanding an even more extensive crypto portfolio. There is a surge in demand which is being fuelled by cryptocurrencies becoming ever more mainstream. It is hard for the institutional and retail investors to ignore the potential opportunities of cryptocurrencies.

Stellar is currently in the 8th position in the market with a total market capitalization of $6.1 Billion. XLM is being traded against the dollar around $0.33 with a slight growth in prices of 0.56% as on 2:15 PM UTC.

Stellar Lumens has tweeted:
Quote:“XLM among top-10 according to China. “Better than Bitcoin. XLM is #6 ranked public blockchain according to China’s Ministry of Industry & Information Technology”
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Monero is currently in the 13th position in the market with a total market capitalization of $3.2 Billion. XMR is priced around $203.03 with prices rising a rate of 2.78% in the last 24 hours.
Paul, Cryptocurrency enthusiast tweeted:[/size]

Quote:“XMR is the only privacy coin used and as such extremely undervalued”

Read More Read More, Posted by: dannysalim
   

In an AMA with the r/btc community, Jesse Lund gave his opinion on the status of Stellar’s classification. He also spoke about IBM’s universal payment system. This comes after he revealed that companies are moving into the cryptocurrency exchange space and the make-upof IBM’s blockchain team.


On the XLM token’s classification, Lund said that he believed that Lumens has a utility relative to the Stellar network in a way similar to Ether having a utility relative to Ethereum network. He also added that Stellar operates as cash and as a currency, possibly a utility than it does a security. He also said that Stellar is a “wonderful” product. 

He said:
Quote:“When the dust settles, regulators are going to start taking more precise measures of the different types of tokens and they won’t be lumped into the category of cryptocurrency.”

Lund spoke about IBM’s Universal Payment System. The system was piloted last year in October using Stellar as the base network. 

Lund stated that the Stellar partnership has “never been stronger” and that it is “very strong and very healthy for both sides”. He said:
Quote:“That solution is still being prepared for wider adoption, we continue to actively work on that solution and to prepare it for wider global adoption by banks and non-bank financial institutions.”

Lund was asked about the possibility of a convergence with existing payment solutions such as Visa and CLSNet. CLSNet is a payment solution offered by CLS, which utilizes Distributed Ledger Technology [DLT] to process settlement services in the foreign exchange market. 

He said:
Quote:“I don’t see a  convergence of the universal payment solution directly with these [Visa and CLSnet]  but I do see portions of it working and interoperating with CLS.”

When asked about how liquidity would be acquired in the IBM Payment System, he said:
Quote:“In essence the model of the universal  payments solution is for IBM to provide a network that brings together money service providers which could include banks but also non bank entities that provide end points on the network.”


He then added that these entities would be providing the liquidity between cryptocurrency and fiat. IBM is building a network of networks so as to allow different money service businesses or banks can use each others’ endpoints and move money in real-time clearing with settlement and finality anywhere in the world with low fees and low friction. He then added that IBM themselves would not provide liquidity and are only providing the network and API, along with standardization to allow participation.

source

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