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The Russian prosecutor’s office has summoned Burger King to explain the issuance of its cryptocurrency called Whoppercoin. Burger King is confident that it has not broken any laws since there is currently no regulation for cryptocurrency in Russia.


Also read: Major Japanese Travel Agency Accepts Bitcoin and Offers Bitcoin-Exclusive Deals


[img=300x0]https://news.bitcoin.com/wp-content/uploads/2017/09/shutterstock_441288835-300x248.jpg[/img]Less than one month after the fast food giant launched its blockchain token called Whoppercoin in Russia, the company was reportedly summoned by the Izmailovo inter-district prosecutor’s office regarding its cryptocurrency.

A Burger King representative told RNS that the company had received two notifications from the prosecutor’s office; one on September 13 and the other on September 19 “with an invitation to the Izmaylovskoy prosecutor’s office on behalf of the prosecutor’s office in Moscow.” He added:

Quote:

Quote:

[i]On the instructions of the Moscow Prosecutor’s Office, information was checked that we issued a cryptocurrency and started making payments with it. Accordingly, we were summoned to be reminded that within the territory of the Russian Federation the turnover of any currency other than Russian rubles was banned and all details of this project were clarified.[/i]

[img=300x0]https://news.bitcoin.com/wp-content/uploads/2017/09/waves-300x204.jpg[/img]The Russian network of Burger King revealed in August that it had issued a cryptocurrency in Russia on the Waves blockchain platform. The token platform lets users who download their wallet issue their own coins and trade them with other Waves wallet holders. A decentralized exchange built into Waves wallets allows their tokens to be traded with other cryptocurrencies as well as fiat currencies.

Whoppercoins “will be used to reward customers for their purchases, and can be used to buy burgers in return when enough have been accrued,” Waves detailed at the time. These blockchain tokens are held in Burger King-themed wallets for both Android and iOS smartphones and can be freely transferred and traded online, the platform noted, adding that:

Quote:

Quote:

[i]The initiative is being run by Burger King Russia. Whoppercoins have already been issued, with a supply of 1 billion (further Whoppercoins can be issued if required). Customers will receive one Whoppercoin for every rouble they spend (1 USD = 59 RUB), and a Whopper burger can be purchased for 1,700 Whoppercoins.[/i]

In its notices, the prosecutor’s office asked Burger King to clarify what a Whoppercoin is and how it works. The company was also asked to provide a statement that it did not conduct a mass issuance of Whoppercoins, Vedomosti detailed.


The Burger King representative insisted that the company did not break any laws, according to Vedomosti. Nino Tsiklauri, the senior legal counsel for Burger King in Russia explained:

Quote:

Quote:

[i]In the Russian legislation, the concept of ‘cryptocurrency’ is not fixed, as there is no ban on conducting transactions using virtual currency.[/i]

The Russian finance ministry and the central bank are currently working to provide a legal framework for cryptocurrencies. A draft law is expected by the end of the year, according to the Minister of Finance. A partner at A2 law firm, Mikhail Aleksandrov, said that in the case of Burger King, the cryptocurrency can be treated like coupons used by food retailers. “It’s more of a marketing story, not a payment story,” he described, as reported by Vedomosti.

In June, the general manager of the Burger King Russia franchise reportedly said that one retail location had been testing bitcoin payments and that “Burger King Russia will begin accepting Bitcoin in 2017.”

What do you think will happen to Whoppercoin? Let us know in the comments section below.

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One of Japan’s largest travel agencies, H.I.S., will start accepting bitcoin payments at some of its stores via Japan’s largest bitcoin exchange, Bitflyer. The company will also offer some bitcoin-exclusive tour packages to commemorate the event.

Also read: Japan’s Largest Rewards Site Operator With 5 Million Users Launching Bitcoin Exchange


[img=300x0]https://news.bitcoin.com/wp-content/uploads/2017/09/HIs-logo-300x173.png[/img]H.I.S. Co. Ltd will start accepting bitcoin payments on September 23 through Bitflyer, as announced by both companies on Tuesday. The transaction amount for purchases will be limited to the equivalent of 2 million yen. The companies claim that H.I.S. is the first major company in the Japanese travel industry to accept the digital currency.
Founded in December 1980, H.I.S. is a Tokyo-based travel agency specializing in low-cost package tours. Among the group’s many businesses are two theme parks, Huis Ten Bosch and Laguna Ten Bosch. In June this year, Japan Tourism Agency (JTA) provided an analysis of 49 major Japanese travel agents. It showed that H.I.S. ranks second for outbound travel for the year ending February 2017, behind only the industry leader JTB.
According to H.I.S.:

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[i]The number of H.I.S. Group’s business offices has expanded to 295 in Japan and 230 overseas in 66 countries. The number of countries where offices are held is the largest in the world as a travel agency.[/i]

Bitflyer is the largest Japanese bitcoin exchange by volume, according to Coinhills. The business also offers bitcoin merchant processing services. Bitflyer recently helped one of Japan’s largest department stores, Marui, accept bitcoin on a trial basis, in addition to helping the country’s electronics giant, Bic Camera, accept bitcoin nationwide since July.



H.I.S. decided to introduce bitcoin payments to add convenience for domestic customers as well as attract new markets. Initially, 38 H.I.S. stores in the Tokyo metropolitan area will accept bitcoin. However, the company plans to add more stores in the future.

The 38 stores are: Shinjuku – 15 stores, Shibuya – 3 stores, Ginza – 6 stores, Marunouchi – 3 stores, Ikebukuro – 2 stores, Hawaii Shinjuku 3-Chome – 2 stores, Ginza Core Sales office, Roppongi Sales office, and H.I.S. Travel, books, coffee, and Omotesando office – 5 stores.

The company’s Shinjuku Head Office will introduce the payment system on September 21. A launch event will be held between 9:30 and 10:00 a.m. on that day. The company will give 5,000 yen worth of bitcoin to the first 10 buyers of bitcoin promotional packages at the head office.

On September 23, the group will also offer some special bitcoin tour packages. For example, the “Seoul 3 days” package will cost 16,800 yen, while the “Hawaii 5 days” package will go for 69,800 yen during the promotion.

What do you think of H.I.S. accepting bitcoin and offering bitcoin promotional tour packages? Let us know in the comments section below.

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One of the prominent buzzwords in the cryptocurrency and bitcoin space is “disruption.” We all constantly hear how bitcoin and other cryptocurrencies will disrupt government. How it will disrupt finance. How it will disrupt this and that. However, we do not often hear how crypto will disrupt our own psychology — how it will change our perception, augment our behavior, and make us more compassionate.


Also read: Markets Update: Cryptocurrency Prices Dip Significantly Hitting a 30-Day Low
[img=150x0]https://news.bitcoin.com/wp-content/uploads/2017/09/shutterstock_146762978-150x150.jpg[/img]
When I was growing up, I never received a financial education. I never considered how money effected me personally. I quickly learned that money topics are taboo outside of the bromide: “make it, spend it, and save it.” Real financial conversations were unheard of, and I did not develop any financial acumen. I was never even taught how the hell to define money and make sense of it.
Before delving into the psychology of money and cryptocurrency, it is thus necessary to clarify misconceptions about money, especially since most people’s monetary education has been similar to mine. I will start with giving “money” a coherent definition and then elaborate on its nature.


Money is a tool, invention, and technology — it is a medium of exchange.
However, that doesn’t really illuminate the concept. It’s still somewhat vague. In reality, money is merely the perception of value for the purposes of accounting and ledger-maintenance. It is a measure of value exchanged collectively. Yet it is also a collective fantasy, or “collective hallucination,” as Andreas M. Antonopoulos put it.
[img=150x0]https://news.bitcoin.com/wp-content/uploads/2017/09/shutterstock_129757751-150x150.jpg[/img]
This makes understanding money as confusing as grasping quantum physics. The particle physicists are experts who admit to not understanding quantum mechanics à la Richard Feynman. Similarly, the money economists are experts who don’t really understand money. Money is sort of a paradox in this manner. It is something valuable only as long as people assign value to it.
Money has properties that make it useful for exchanging value, though. Good money is generally divisible, scarce, fungible, durable, malleable, and stable. All of these properties provide people with the perception that money has value, can store value, and be exchanged for goods and services in a market environment.

However, regardless of the nature of money, it has huge implications for our psychology. It impacts us behaviorally, emotionally, and cognitively. Now that we have some understanding of what money is, we should know how it affects the human mind.


Money-Empathy Gap 

When I speak of money affecting human psychology, I am currently talking about fiat currency. Or money that has been designated by governments or central banks. Money that is backed by decree of violence. I am not talking about cryptocurrency, which is categorically different. I will elaborate on it part two of this article series.
[img=300x0]https://news.bitcoin.com/wp-content/uploads/2017/09/shutterstock_477747127-300x200.jpg[/img]
Current research suggests that fiat paper money makes us mean, less empathetic, and inconsiderate of those who suffer. Researcher Paul Piff out of the University of Berkeley in California conducted a study on the Money-Empathy Gap.
In the study, Piff’s team pitted two study participants against each other in a game of Monopoly. However, one participant was “underprivileged” and one was “advantaged.” The advantaged players were given more money to begin the game. They even received higher rewards for passing “GO”, and had access to two dice. In this sense, they traveled around the game board much more than the other player.

The participants who were advantaged displayed arrogant and nasty behavior. They smirked pompously at their opponents. Their countenance was full of disrespect and meanness. When they moved their pieces around the board, they slammed them down and made loud thuds as they placed it — taunting their opponents. They even grunted and gestured like alpha males in a tribe of apes.

Researchers also placed a bowl of pretzels on the table. They found that advantaged players ate more pretzels. They consumed them at a rapid pace, almost as if they were reveling in their winnings and patronizing the other player.

Researcher Conclusions

Piff and his team concluded that the advantaged players had lost perspective during the game as a result of accumulating so much wealth. They even lost a bit of their humanness. Having riches heaped on them disintegrated their ability to empathize and connect with the other player. It ablated their compassion.  A BBC article quoted Piff explaining how wealth disconnects people from others:

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When we feel wealthy, Piff concludes, we need other people less. In the real world, when people have less money, they rely more heavily on their social relationships to get by. Therefore interpersonal relations are prioritised. The rich, by contrast, can buy themselves peace, quiet and space – plus a solution to most problems. There’s nothing like a fat wallet to cheer you up in a crisis. But that tends to isolate them from others’ experiences.

Piff also speculated this is what “economic inequality” potentially does to the wealthy in society, although he did not want to assume any political consequences regarding the study.

Political Assumptions; Cryptocurrency May Positively Alter Our Psychology

[img=150x0]https://news.bitcoin.com/wp-content/uploads/2017/09/shutterstock_598026944-150x150.jpg[/img]

The political assumptions are alive and well, though. The study appears to harbor a liberal agenda. However, I want to play the devil’s advocate. I want to pretend there are not biases or errors. Let’s assume the wealthy are less empathetic and not as compassionate as the underprivileged. Let’s assume they look down on those who are less fortunate and the money-empathy gap is real.


This outcome may not be the result of money being evil, or possession of wealth leading to evil actions. The money-empathy gap could be the result of preconceived notions about money and wealth. It could be the result of the institutional training and parenting everyone has internalized about money. It could be the result of the nature of fiat currencies and the fact government’s control them and spread propaganda about money.

Conversely, cryptocurrency and bitcoin may be shifting the way people perceive money. It may be setting the stage for change in money psychology, and perhaps heightening compassion, empathy, and connection regarding the wealthy and non-wealthy alike. The next portion of this article will discuss cryptocurrencies and the psychology behind them. I will provide the first proposal for a new science —  the science of crypto-psychology, and how blockchain-based currencies may help make us more compassionate, connected, and loving.

Do you think have more wealth causes the money-empathy gap? Share your thoughts in the comments section below!

                                                   The First Decentralized Cryptocurrency Bank 

                               ️ MINERS LENDING BANK️FIRST IN HISTORY FULLY AUTOMATIC ️

                                     
 : WeB$iTe

                                     
                                                              White Paper


Introduction :

    The company's head office is located at Switzerland and it facilitates a decentralized system for transactions around the globe for which NARBONNE DEBIT CARDS can be used . The team is well experienced in peer-to-peer lending , micro lending and conventional bank lending . They have developed a software which is used by millions of people around the globe . It has issued Narbonne Credit Coin (NCC) token to protect investors . To know more feel free to browse their ANN thread for Narbonne on bitcointalk .

Why Narbonne ?
 
   If you take a look at the statistics, 91% of Australians who wanted a mortgage got online. Online services simply mean no rush and long queues . Narbonne makes it simpler to use and since most of the lending applications are filed online, it becomes more vaulable to use Narbonne services .

Technology Implementation :

  * Application of smart bots with AI elements .
  * Voice Control of onine banking system .
  *  Face recognition system determining age and gender of person .
  * A system made to handle online applications of lending and deposits .

Services :

1. For Deposits in crypto-currencies - Narbonne Wallet Safe
2. For any Settlement accounts for business - Narbonne Wallet Enterprise
3. Globally accepted Debit cards
4. Pledged and unsecured сrediting


Deposit Rate Issue :

  Banks within same country deal with one single currency which leads to no fluctuation of currency value but for cryptocurrencies it gets a bit intricate . Narbonne has a plan to work with cryptocurrencies like ETH and BTC in the very beginning . Then it will add ripple and after that many will be added . If you take a look at the rate variation for ETH/BTC pair then you will realize that the variation may rise upto 25 % just within few days . However they have got an amazing solution for this and they will partner exchanges that use measures related to future . The investors are thus on the safe side and need not think much about any risk .


Exchanges :

  Here are the list of exchanges they are going to work with :-
* Deribit (ZERO trading fees)
* Quoine(ZERO trading fees)
* Bitmex
* SimpleFX
* 1Broker
* CHX (Chicago Stock Xchange)


The ICO :

  It solely depends upon the result of the ICO . Unsold tokens might be destroyed or extra tokens will get issued .
Profits will be shared according to the tokens owned .

The Token :

   The token is called NCC which expands as Narbonne Credit coin acceptable for all Narbonne services . NCC token can be used to make loan repayments to Narbonne .


Nature Of Institutions accepting NCC :


 * Peer to peer lending companies
 * Peer to peer business lending companies
 * Online Microfinance companies
 * Banks

Here is how it works :



The token functionality issued initially is of ERC20 standard .

Distribution Of Tokens :

  There will be two groups to which tokens will be distributed namely, Narbonne's debtors and partner's lending institutions whose borrowers will use NCC . A total of 1000 millions of tokens will be issued for this purpose .

1 NCC = 0.00012 ETH

Users : 51%
Lending Institutions : 35%
Founders : 7%
Early investors : 3%
Bounty Campaign : 3%
Advisers : 1%

The verdict :

  1. From my experience, only serious ICO founders invest in the heavy promotion and Narbonne will definitely succeed .
 2. Its targeted towards convenience with which lending can be done for miners and funding in cryptocurrencies .