Stellar Lumens (XLM) Forum with for newcomers and contributor's rewarded Check here

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German retail bank Postbank has reported that according to a recent survey, 29% of Germans believe that cryptocurrency is a desirable investment opportunity.

The results from Postbank Digital Study 2018 were announced after 3,100 Germans were interviewed from the end of February to the end of March this year.

One in two of the younger generation, between the ages of 18 to 34, are interested in cryptocurrency investment. This accounts for 46% of the total surveyed individuals. Furthermore, 14% of these people want to buy or mine cryptocurrencies in the next year.

However, despite immense interest in the crypto sector, this demographic only makes up 8% of the total population. Dr. Thomas Mangel, Postbank Chief Digital Officer, said that youngsters shouldn’t concentrate completely on cryptocurrencies since this “type of investment is highly speculative”.

Apart from age, the study also focused on gender by observing three different factors. Firstly, 60% of women consider the “independence of established financial systems” more important than 51% of men. Secondly, higher returns from cryptocurrency investment attract 56% men as compared to 36% women. Lastly, 39% of men are in favor of the anonymity provided by digital currencies, while only 26% of women think it is important. Out of this group, one in five people state that they are simple thrilled to become a part of a new form of investment.

The survey was conducted at a time when bitcoin and other cryptocurrencies were experiencing a free fall. This is why the results in favor of these cryptocurrencies were a surprise to the bank. Mangel said that media is responsible for hyping this phenomenon, which in turn forces people to ignore the risks involved with buying these currencies. For instance, 20% of Germans believe that they are well informed in this topic by simply reading about it on social media. Additionally, 29% of 18-34 year olds think that they are crypto experts.

However, majority of people are unaware that bitcoin gains are subject to taxation in different countries. “Due to the media hypes, many people overestimate their knowledge of the opportunities and risks of cryptocurrencies as an investment,” concluded Mangel.

In March, South Korea Financial Investors Protection Foundation also published results of a survey that showed that majority of 20-year-olds preferred investing in cryptocurrencies to conventional financial instruments such as stocks, CDs and bonds.

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The world’s first tokenized hedge fund has launched on the Stellar Network blockchain after raising US$1.7million in investments during its presale.
The token is Apis (APIS), managed by Apis Capital Management (ACM), and is the gateway investors use as means to access the ACM Market Neutral Volatility Strategy Fund, a proprietary volatility-based trading strategy developed by ACM.

By registering investment and purchasing tokens, buying and holding the APIS token sees investors automatically take advantage of the sophisticated fund management strategy.

Quote:Apis Capital Management is an innovative asset manager specializing in unique strategies designed to build your wealth during all market conditions. Through careful market analysis and our trading experience, we are able to profit in rising, flat, and declining markets, generating consistent profits for our clients. Our flagship investment vehicle, the ACM Market Neutral Volatility Strategy Fund, has achieved industry leading returns since inception.”

The Apis hedge fund looks to do away with several barriers for entry that plague the traditional investment sector. There are no lock-up periods as the APIS token itself can be resold at anytime, making any investment completely liquid.

There is also no minimum investment and the hedge fund’s track record is made completely transparent by the Stellar Network – Apis Capital Management report that the strategy has posted annualized returns of almost 80% over the past 28 months.

“We have had very high interest. Due to this being a unique opportunity for investors to access a professionally managed and profitable strategy through the simplified and investor friendly token model.” said Dr. Edgar Radjabli, Managing Partner of Apis Capital Management.

All profits will be redeemable in either US Dollars or Bitcoin (BTC), Ethereum (ETH) or Stellar Lumens (XLM).

Read More Read More, Posted by: crytocure
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Ravn – a new blockchain privacy company, has created a ‘world first’ example of an encrypted, anonymous instant messaging app, by utilising the blockchain and its native token ‘KORRAX’ (KRX). The software will be debuting for Android on June 7th and iOS June 25th.

Quote:[Image: gRSCYspS_bigger.jpg]

Privacy like no other messenger app in existence.
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Android on June 7
iOS on June 25#Ravn #Korrax #nodata #private #ICO #invisible #anonymous #encrypted #blockchain #AI #app #crypto $crypto 
12:56 AM - Jun 5, 2018
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Ravn: The Messenger App & Social Ecosystem to Help Usher In the Age of Data Privacy
Privacy + Ravn

  • 7563 people are talking about this

The company claim to have leveraged blockchain technology to create an anonymous and ‘invisible’ fully encrypted messenger app. By using Korrax-Stellar smart contract functionality and the [url=]Stellar network, they aim to create a proprietary ‘invisible wallet’ which provides payment and income streams – all anonymous and within the apps ecosystem.

Military grade AES-256 OMEMO encryption protects the user’s data, and helps to anonymise the smart contracts. Their roadmap details how various apps such as photos, voice calls, chat and document editing will belong within the all-in-one encrypted mobile suite and ecosystem.

Ever since the Facebook and Cambridge Analytica debacle, tech consumers and the general public have been more aware than ever of the potential dangers of centralised databases and private data breaches. Demand for encryption and control over personal data is clearly high, and blockchain technology certainly goes some way in giving back ‘control’ over where a user chooses to store their data. Privacy on the blockchain has been more elusive however, especially on public networks. Whilst there are privacy coins, such as Monero and Verge, and upcoming secret smart contracts such as the Enigma project, there has yet to be a real-world deployment of both blockchain and a widely used communication application that is encrypted. 

Whether Ravn and KORRAX (KRX) will be successful remains to be seen. Demand is certainly high for a successful and accessible private consumer blockchain product and chat app. Their ICO will commence on 7th June, with a hard cap of 625,000,000 and a total supply of 2 billion coins.

Read More Read More, Posted by: crytocure
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Stellar Lumens [XLM] might not be very loud in the market with its list of accomplishments which has put up thoughts within speculators that it is silent without being a competition to the other currencies who are racing against each other in every aspect.

For a very long time now, Stellar lumens [XLM] has been and still is a part of some major, revolutionary projects and collaborations and the highlight is, IBM and Stellar’s tie-up. As a proof, being the 8th largest cryptocurrency for a really long time has now gone up to be the 7th best in the world.

The directory well sure looks empty now so the developers have a reason to rejoice and work with Stellar. They have also started monitoring long-term uptime for core nodes in their dashboard.

Additionally, they have a list of events lined up, majorly conferences and summits, and some ongoing featured community projects.

Fresh Token Projects on the Stellar Network include REM loyalty, Swych, TillyBilly, FLipNpik, Cross Hedge, SVPER, SID’s, LocalXpose, Pedity all of which serve different purposes and are developed in a unique manner. The details of all these projects can be found on their official website to look forward to a better performance and a wider spread of the Stellar Network all across the globe.

Stellar Lumens [XLM] is trading at $0.28 with positive signs since the last hour. With a trading volume of $47.9 billion in 24 hours, XLM is actively trading on the top exchanges like Binance, OKEx, CoinEgg, and many more. With over 89 trading pairs in various exchanges, XLM surely deserves to be in the top 10. With such positive moves and accomplishments, the community has only good to talk about this currency,

Radovan Bis, a crypto enthusiast commented:

Quote:“Great news, new project [Image: 1f642.svg] im looking forward to spend xlms. FlipNpik and TillBilly are top.”

Mark, a market follower commented:

Quote:“go stellar go! marketing surpass xrp!”

Paul McNeal, a crypto follower said:

Quote:“What product are you really excited about in the Crypto space? Mine right now, beside Bitcoin, of course, is @StellarLumens. I believe @JedMcCaleb is doing an amazing job with this project and the partnership with @IBM and funding from @stripe are key to its success. $XLM.”

Read More Read More, Posted by: crytocure
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Former Goldman Sachs partner, Mike Novogratz distinctively poised himself as an early cryptocurrency bull with an institutional investment background. At the Bloomberg Invest Summit in early June 2018, Novogratz told reporters that the global cryptocurrency market is headed towards a $20 trillion valuation.

Blockchain Reminiscent of Dot Com Mania

Skeptics of cryptocurrency have compared the emerging markets to the $6 to $1 trillion collapse of the U.S. dot-com bubble, using January 2018 price action as an indication of fragile conditions and looming downfall.

In contrast to the Internet bubble of 1999, the sudden prevalence of cryptocurrency and its underlying blockchain technology is spanning across nations worldwide.

The global presence of cryptocurrency drastically overshadows the U.S. exclusive dot-com fervor that took place decades ago.
In December 2017, the global cryptocurrency market cap peaked at nearly $900 billion and currently sits at about $345 billion.

During the Bloomberg Invest Summit interview, Novogratz responded to criticism of the cryptocurrency market by stating:

“[Cryptocurrency] is a global revolution. The internet bubble was only a U.S. thing. It was rich U.S. people participating. [Cryptocurrency] is global. There are kids in Bangladesh buying coins. It is monstrous in Tokyo, in South Korea, in China, in India, and in Russia. We’ve got a global market and a global mania. This will feel like a bubble when we’re at $20 trillion.”

Waiting for the Dominoes to Fall

Fueled by institutional investors, the global cryptocurrency market will reach its greatest height when major investment firms, fund managers, and commercial banks join the bandwagon, perhaps in “fear of missing out” (FOMO).

Novogratz made clear that the previous price boosts in cryptocurrency were caused primarily by a majority of retail investors and traders rather than institutional whales.

Despite early actors like Susquehanna International Group, few major investment firms have taken action and entered the growing cryptocurrency markets.

As the cryptocurrency markets continue to mature, stability and established regulation will likely attract investors waiting for safer market conditions.

Novogratz described his predictions on how the cryptocurrency market will reach a $20 trillion market capitalization:

“It won’t go there ($20 trillion) right away. What is going to happen is, one of these intrepid pension funds, somebody who is a market leader, is going to say, you know what? We’ve got custody, Goldman Sachs is involved, Bloomberg has an index I can track my performance against, and they’re going to buy. And all of the sudden, the second guy buys. The same FOMO that you saw in retail [will be demonstrated by institutional investors].”

Read More Read More, Posted by: crytocure
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One of the top market regulators in the US said this week that cryptocurrency is a “technological revolution” that will one day be a part of every national economy.

Speaking on Monday before the BFI Summit at the United Nations, Commodity Futures Trading Commission (CFTC) Commissioner Rostin Behnam discussed challenges faced by the agency as it regulates industries associated with the nascent blockchain field. 

However, far from denigrating this technology as a tool for criminals, he heaped copious praise upon it for its ability to positively transform the financial sector.

“But virtual currencies may – will – become part of the economic practices of any country, anywhere. Let me repeat that: these currencies are not going away and they will proliferate to every economy and every part of the planet,” he said, adding:

Quote:“We are witnessing a technological revolution. Perhaps we are witnessing a modern miracle.”

Notably, Behnam, a Democratic Trump Administration appointee who began serving as commissioner in 2017, further stressed that decentralized and privately-issued cryptocurrencies — not central bank-backed digital currencies (CBDC) — will replace physical fiat currencies, at least in many parts of the world.

“Some places, small economies, may become dependent on virtual assets for survival,” he said. “And, these currencies will be outside traditional monetary intermediaries, like government, banks, investors, ministries, or international organizations.”

[Image: CFTC.jpg]Source: Shutterstock

Reflecting on this prospective future, Behnam expressed cautious optimism that cryptocurrency technology could spur an “equitable” movement of wealth from corrupt gatekeepers to the billions of people whose voices have always been ignored by those in power.

Quote:“There are 6.8 billion cell phones in the world, almost one for every person on the planet. Here is our chance to put money directly into the hands of those who need it, without bribery, rake-offs, graft, and shakedowns. Virtual currencies could transform the economic and social landscape. It could mean a massive, and equitable, shift of wealth. Technology could be transformational, without a military take-over, civil war, or political or religious creed.”

However, Behnam warned that this economic transformation could turn dystopian if “economic elites” are able to control the “means of distribution” of these assets, enabling corrupt actors to use this promising technology to further drain the wealth of those suffering from poverty and violence. He said that this would lead to a dark future.

“Virtual assets may be a stranglehold. In other words, technology can be a weapon against the work of the United Nations and others trying to alleviate poverty or violence. Virtual assets become a means of deeper control of wealth and a means of exploitation,” he said.

Read More Read More, Posted by: crytocure
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Cryptocurrency has its place in the world and Russia should carefully consider when and how to take part in the process of its development, Vladimir Putin said in his annual Q&A session with Russian citizens. The president noted that “by definition” neither Russia, nor any other country could have a national cryptocurrency. Putin also mentioned the saga around Telegram, in the light of seeking “civilized” decisions.

Cows and Cryptocurrencies

From potholes to spaceports, the Direct Line with Vladimir Putin usually covers it all. It is hard to imagine there is absolutely no preparation or plot behind the scenes, but one has to admit – four hours of questions can be a grueling challenge for anyone’s concentration and intellectual power.

Putin sounds adequate on just about any topic, and almost all the time. Well, this year he was unprepared to answer at least one question: “Why is cow meat called ‘beef’?” To his credit, the deputy prime minister for agriculture, Alexey Gordeyev, didn’t know the answer either…

This year’s program aired in a redesigned format, touched a bit here and there. And, as with any “rationalization” in a former Soviet, Slavic country, the change was met with a proper dose of criticism.

As a new feature of the 2018 “Direct Line” – bloggers and vloggers were allowed to ask questions on behalf of their followers. This is how cryptocurrency came into the spotlight, and this time the president was abreast of developments.

No National Crypto, ‘by Definition’

Vlogger Artiom Khokholikov tested Putin with a couple of questions that “all youngsters are interested in” – will Russia have its own cryptocurrency, and if, will it be controlled by the state? Also – does the president think that in the near future cryptocurrency will replace completely the standard fiat money?

Starting with the cryptoruble topic, Putin remarked the question was somewhat incorrect. Neither Russia, nor any other country can have their own crypto, “by definition,” he educated the nation. “If we talk about cryptocurrency – this is something that goes beyond national borders,” explained the president.

Ticking another box, Putin mentioned the “so called mining,” which, as he pointed out, is not regulated in Russia. The situation, however, will change soon with the adoption of the new legislation currently under review in the Duma. Then he emphasized authorities in Moscow have a very “accurate” attitude towards the whole crypto subject.

Russia Should Consider its Participation

Of course, the omnipresent talking points of central power were to be expected from the strongman of a strong state. “In the overwhelming majority of countries cryptocurrency is not a means of account. It is partially used in Japan, but in other countries it doesn’t work,” Vladimir Putin said.

The president went on to remind of the official position of Russia’s Central Bank that cryptocurrencies cannot be a means of payment or saving, and that digital money is not backed by anything. That means, he stressed, that “We have to treat this very accurately and carefully.”

“Nevertheless”, Putin changed the tone, “such phenomenon has its place in the world, it is developing! We have to carefully analyze, watch what’s going on, and see at what stage and how we can participate in this process and use it, including by the way, to avoid any restrictions in the sphere of international financial activity.”

Putin Suggests ‘Civilized’ Approach to Telegram

The Russian head of state touched another topic that concerns the crypto community – the fate of the messaging service Telegram. Prohibition is the easiest way to go, he noted, but also suggested that it’s necessary to seek civilized ways to solve the problem.

Russian authorities have been trying to block the messenger since April 16, following a decision by the Tagansky District Court of Moscow from April 13. So far, their attempts have been unsuccessful and Telegram has managed to circumvent the imposed restrictions.

Russian special services claim the app has been used by terrorists and have requested its encryption keys. However, the company founded by Russian entrepreneur Pavel Durov has refused to hand them over.

According to Russian media, many members of the local Telegram community have interpreted Putin’s comments as a signal to the country’s telecom regulator, Roskomnadzor, and the Federal Security Service, FSB, to ease the pressure on the messenger.

Read More Read More, Posted by: crytocure

Have you thought about accepting cryptocurrency as a form of payment? Small and large companies alike are starting to make the transition, with brands like Overstock, Microsoft, Expedia, Newegg, and even Subway jumping on the bandwagon. Tech companies might see the advantages of having a more secure payment network, or might have leaders invested in the future of cryptocurrency—but there are also significant marketing benefits to reap by accepting cryptocurrency at your business.

The Basics of Cryptocurrency

In case you aren’t familiar, a cryptocurrency is a digital currency that normally relies on technology, called the blockchain, to record transactions in a secure, peer-to-peer ("P2P") ledger. While the technical details aren't vital at this stage, it's important for individuals to understand what it takes to begin accepting this form of digital currency. 

Bitcoin is by far the most popular name in the crypto world, but there are also “altcoins,” which present viable alternatives with perks like lower volume, lower transactional costs, or unique features, such as SmartCashEthereum, and Litecoin. Once you’ve decided on a selection of currencies to accept, you can start accepting payments using one of several methods. Crypto wallets, which let you store cryptocurrency and process transactions, can be used fairly easily, or you can go through a third party service provider, especially if you wish to convert to fiat currencies automatically.

I recently spoke with Blockchain advocate, Sarah Austin, who is a Forbes 30 Under 30 member, and a product marketing consultant to SAP, the $140 billion dollar software company. I tuned into her live broadcast from SAPPHIRE NOW, the conference attracting 30,000 attendees and customers with headliners such as Barack Obama, Charlize Theron, and opening keynote by SAP CEO Bill McDermott. Austin, also an accomplished marketer whose marketing campaigns have been recognized by Wired MagazineThe New York Times, and Sundance Film Festival, shared five of her top tips for how to transition a new business's marketing structure into the blockchain and cryptocurrency space. With a background in machine learning and artificial intelligence, Austin recently co-authored an e-book with SAP Leonardo called “The Path To Digital Innovation", which emphasizes the significance of adapting your business structure to today's digital space.

Austin's 5 Tips For Seamless Transition

When I asked Ausin why accepting cryptocurrency would be beneficial to the growth and expansive development of one's business, she laid out five tips:

#1 --Lower Transactional Costs

Ms. Austin says, “right now, crypto transactions are complex, and if you’re using an unfriendly middleman to convert your transactions to fiat currencies, you could pay a hefty amount—but on the whole, cryptocurrencies are designed to support lower transactional costs, since you don’t have to go through a bank to process your payment. Those lower transaction costs could help you offer a discount to your customers; advertising that you’re switching to a new system of payment that will allow you to lower your prices will be a popular point for your advertising campaign.”

#2 - The Crypto-Community Welcomes It

If the cryptocurrency community finds out you accept their preferred currency, especially the ones around the cryptocurrencies you accept, they’ll go out of their way to support your business and promote it to their friends and contacts within the community. “Crypto enthusiasts are serious about making their preferred currency go mainstream, so they’ll be thrilled to hear your business legitimizing it. If crypto community members have a strong overlap with your target demographics, this could be enormously beneficial,” Austin explained.

#3 - Competitive Differentiation.

Accepting any cryptocurrency could instantly differentiate you from your competitors, giving you one more advantage in the race to win more market share.

#4 - Opening Up Media Coverage and Brand Awareness To A New Space

Deciding to accept cryptocurrency is a perfect opportunity to write and syndicate a press release. “Chances are, you’ll get some media coverage out of the deal—especially if there aren’t many businesses in your location or in your industry currently doing the same,” she said. This builds brand awareness and might help you reach some potential customers who might otherwise never have heard of you. 

#5 - Your Business Has The Potential To Become A Thought Leader

Many people see cryptocurrency as the currency of the future. “If your company is one of the early adopters of cryptocurrency, you’ll be seen as forward-thinking, and willing to take risks for the sake of progress. This reputation is beneficial to almost any brand, since it demonstrates you as a thought leader, within your industry” Ms. Austin told me.

How to Make the Most of It

Let’s say you’ve decided to start accepting cryptocurrency in your business. What now?
  • Lead with an awareness campaign. Your entire campaign should start with an effort to raise awareness of the fact that you’re now accepting cryptocurrencies. Get a press release syndicated, adjust your signage to show your support, and send out emails and social media posts that broadcast your new acceptance.

  • Cater to the crypto community. Don’t be afraid to get involved on cryptocurrency forums and other places of discussion; these are the best places to get in contact with crypto community members. The more active your brand is on these forums, the more attention you’ll bring yourself.

  • Make references to your acceptance frequently. In your other marketing and advertising materials, make sure to reference the fact that you’re accepting cryptocurrency. For example, you could include a small tagline at the end of a video ad that states, “Now accepting cryptocurrencies like Bitcoin, Litecoin, Bitcoin Cash, and SmartCash for all payments.”
The cryptocurrency market is set to hit $1 trillion this year, so the risks are going down as the benefits continue to rise. If you want your company to be seen as an early adopter, you may not have much more time to act. There are plenty of benefits to be gleaned—in both your marketing and finance departments—so consider your options carefully. Austin will be speaking about this at Blockshow Europeand SAP SAPPHIRE NOW conferences next month. 

Read More Read More, Posted by: crytocure
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Read More Read More, Posted by: crypto_giftcard
EO, a four-platform-ecosystem has obtained two licenses to for its upcoming crypto fiat exchange and wallet. This makes it one of the first crypto-based companies to receive a license prior to the launching of its crypto products and it can officially allow the use of fiat on its upcoming crypto exchange, crypto wallet and online trading platform, as well as the exchange of its own coin, EO, with fiat.
Regulation in the crypto world is a fairly new topic which has been getting a lot of attention as more crypto related projects emerge. Many crypto exchanges and crypto wallets are seeking to receive licensing for their services, however, currently, exchanges and wallets, including some of the biggest names, are operating without licensing, and are allowed to due to the youth of the cryptomarket.
EO comes from ExpertOption which has been a regulated broker since entering the online trading scene, EO which among other products will develop and launch a crypto exchange and crypto wallet for both fiat and digital currencies is following the same path and has received the Virtual Currency Exchange Service License (number FVR000193) and the Virtual Currency Wallet Service License (number FRK000161) before launching its crypto products.
EO. Finance, the financial crypto-fiat hub which will serve as a wallet for storing and exchanging cryptos with fiat is expected to be released in July of 2018 according to the roadmap. EO.Trade crypto exchange, which is the biggest project in the ecosystem will be released in December of the same year and is now officially licensed to offer direct exchange from fiat and crypto and vice versa along with all other EO products.
The EO ecosystem with its platforms will bring online trading and blockchain projects closer by making crypto and fiat exchange easy. The platforms will allow newcomers to crypto to buy tokens using fiat. They can also exchange their cryptos back to fiat without a complicated process.
The system will introduce token-based accounts on its online trading platform, ExpertOption, where the EO coin will allow crypto trading with higher profit percentages. The EO coin will also allow lower transaction fees on EO. Finance and EO.Trade.
The EO coin presale started on the 16th of April and will continue until the 29th of June while the second round of sale is expected on the 16th of July to the 31st of August.
Company name: EO Group
Company site:
Company contacts:

Read More Read More, Posted by: Robert Hudson
The stablecoin is backed by 40% of profits from ongoing production at a multi-million-dollar cryptocurrency mining operation in North America and China, which are now indelibly linked to the Ormeus Reserve Vault, (ORV).
And as the exclusive link to the Ormeus vault reveals, USD$7.34 Million is already secured across 25 designated multi-signature wallets.
In order to provide ultimate transparency, the company is allowing Ormeus users to view mining deposits and operational data in real-time available at the site.
With the new vault system, users can review an overall Ormeus mining performance table, or evaluate the individual results of how specific coins such as Bitcoin, Bitcoin Cash, Dash, Litecoin are being rewarded.
“This is exactly what the cryptocurrency industry needs – a money system and store of value anchored to intrinsically valuable assets, the profits of which are transparent for all to see,” a company spokesperson said.
Ormeus Coin is built as an ERC-20 Compliant token on the Ethereum Blockchain, and the smart contracts are programmed to self-execute when conditions written in their source code are met. Once programmed, the terms of the contract cannot be changed thus making the contract immutable.
Ormeus recently announced a ground-breaking ‘loyalty airdrop’ which offers participants a chance to secure Ormeus Cash tokens when they stake Ormeus Coin in the official company wallet.
The following web address has been released by Ormeus as the official registration point for the airdrop:

Read More Read More, Posted by: devinmarco
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2018 is a special year for the sports industry, with a series of potentially game-changing announcements and high profile events lined up. Earlier this year, Arsenal FC, one of the prestigious football clubs in the English Premier League, put forward a new operational model incorporating blockchain technology to enhance the online sports gaming experience. The worlds of blockchain and football cross paths for the first time and fans finally see the opportunity for football to break out of the manipulation of the high end of town and return to the embrace of its core values. It is fair to say that blockchain is leading football to the dawn of a new era. On the 14th of May 2018, the US Supreme Court declared the Professional and Amateur Sports Protection Act 1992 unconstitutional, creating an opening to bring the sports betting industry out of the shadows with legalization. This decision is not only significant to the U.S, but could also have long-term unforeseen opportunities for the global sports industry.

The much-anticipated 2018 FIFA World Cup (the 21st FIFA World Cup) is to be held from the 14th of June to the 15th of July 2018 in Russia. This is the first time the FIFA World Cup kicks off in Russia, and the first return to Europe after the 2016 FIFA World Cup in Germany. A total of 64 matches are scheduled, from which the next winner emerges.

We are once again at the turning point of history, and the budding blockchain-led revolution, which has already started in the realm of digital assets, could leave an impact as profound as that of the industrial revolution. With the promotion and proliferation of cryptocurrencies and blockchain technology, many industries are exploring future possibilities with the adoption of the technology, pushing the boundaries and allowing it to percolate through all aspects of our lives. Blockchain technology has been successfully implemented in areas including big data, artificial intelligence and gaming, and is progressing to the maturing stage. Blockchain has received unprecedented support from the market demand and capital investment, but real-world applications in the sports industry are still hard to find. The merger of sports prediction with the innovation of blockchain technology can maximise efficiencies and increase return on investment.

In the traditional form of the industry, sports events and their users are limited by various factors including time, location and political and economic environments, which in turn allows for a multitude of commercial opportunities waiting to be explored. By merging blockchain technology with the sports prediction industry, the consumer demand of real-time participation is ensured by utilising a fully open and transparent system. Supported by a wealth of resources and experience in the gaming industry, UniGame, the next generation of blockchain-based sports prediction platform is set to transform the industry.

The UniGame team, one of the pioneers to introduce blockchain technology into the realm of sports prediction, is dedicated to solve the conundrum once and for all. By incorporating blockchain technology into the platform, all users can be assured that the data is credible and traceable, verifiable and cannot be tampered with, eliminating manipulation behind the scenes.

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In this multi-trillion-dollar industry, UniGame has an unparalleled advantage over the competition. With strong partnerships with the IP owners of top global events, experienced team members and gaming licenses in multiple countries; UniGame has taken the foreground of the blockchain-based sports prediction industry, and has laid the groundwork for the launch of its real-world application. Blockchain technology will be incorporated to take the existing global sports prediction platform and its range of exclusive partnerships with top sports events to the next level. This also distinguishes UniGame from other sports prediction blockchain projects who are faced with the challenge of bridging the abyss between conceptual design and the actual implementation in real-life sports events and services.

At the start of April 2018, UniGame established a strategic partnership with Macauslot, the first Asian sports prediction company specialising in soccer and basketball.  Established in 1989, Macauslot provides soccer and basketball prediction and gaming services for local and international customers. Macauslot obtained the exclusive gaming licence from the Macau Government for soccer since January 1998 and for basketball since December 2000. This exciting partnership will result in a legal blockchain sports prediction service for the 2018 FIFA World Cup. In addition, both parties are going to provide a sports prediction service through the platform using licences on a range of other games and events. The innovative payment model with UniCoin is also attracting more attention and excitement. UniCoin is not only the main token distributed on UniGame, it will also be widely accepted and circulated across other global gaming and prediction platforms, generating more income through partnerships.

So far, over 50 world renowned gaming service providers accept UniCoin as a currency on their platform. The combination of high-quality partners, a vast consumer base and steady turnover, leads the way for the collaborative creation of innovative business models, which will greatly enrich the products and services provided in the entire ecosystem.

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The integrated UniCoin payment system, as an innovation in the blockchain business to business service, is the earliest commercial realization of sports prediction services, traffic monetization and supply chain finance, which has attracted great attention and interest fra om major capital and industry funds.

UniGame is now listed on HitBTC (UNC/BTC and UNC/ETH) and OAX. According to the CEO - Sean Shek, the blockchain-based sports prediction platform that UniGame has built, will rely on its core competitiveness of far reaching resources, transparent data and high reliability, and is a classic case of a successful entry into an emerging market. It will also present to the fans across the globe a brand new augmented experience of celebrating this quadrennial event, as the world eagerly awaits the first blow of the whistle. UniCoin, being the value foundation of UniGame, is going to be an important cross-platform utility token in the sports industry. UniGame looks forward to working collaboratively with global partners to embrace the revolutionary changes in the ecosystem brought about by blockchain technology, and build a prosperous future in which all parties can contribute and benefit.

Read More Read More, Posted by: Milner
Perhaps some of you know about this already, but if you think bitcoin mining is dead without proper tool and expensive rigs, you are wrong.

IT IS POSSIBLE to mine with only your laptop/PC/android browser such as Google chrome.

I admit it will only give you about 10k satoshis monthly if you mine individually, but if you refer this to others, you will get up to 0.1 btc monthly or maybe more!

This will be very beneficial if you get cheap access for electricity and internet connection since you can do it from laptop even in public spaces with free wifi!

Check this link and install the chrome extension, register with social media and you are done!

Read More Read More, Posted by: hazmi11001
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Cryptocurrencies continue to make headlines, and generally for all the wrong reasons. As cryptocurrency continues to fluctuate in value, we are seeing a plethora of new cryptocurrency malwareemerging. This is reflective of the evolution of modern malware, with variants attacking computer systems globally, hijacking them to mine cryptocurrencies and capitalizing on the victim’s resources. Crypto-malware is literally making money.

It is no surprise that crypto-malware has been proliferating, as digital currencies provide a level of anonymity and are rather profitable. It is, however, probably the worst of all malware. This new age of crypto-jacking malware simply uses the end user's device to mine cryptocurrency when they visit an infected site.

More websites are adopting cryptocurrency mining through visitors instead of running ads to fund their businesses. Recently, the popular torrent site The Pirate Bay ran a bitcoin-miner as an alternative to ads to generate funds for the business. This new income-generating scheme caused users’ central processing units (CPUs) and electricity usages to skyrocket while degrading the performance of their device. Coincidentally, advertising revenueis dropping significantly.

Mining 101

If you have not heard of bitcoin, then you must be living under a rock. Undoubtedly the most famous cryptocurrency, it is generated by “mining.” By mining, I mean a computationally intensive task that utilizes a lot of energy and processing power for verifying transactions. Successful miners are rewarded with a “coin,” which is added to a digital wallet -- or, in the case of crypto jacking, to the digital wallet belonging to the hackers. For the first time, malware can directly “print money” for criminals.

On its own, a personal computer would not be powerful enough to profitably mine cryptocurrencies -- the operative word being “profitably.” Mining done properly requires specialized rigs composed of specialized hardware and lots of electricity. Note that there are different cryptocurrency algorithms, some of which are more intense and require more computing power than others

How Does This Happen?

Traditionally, malware accesses a computer by way of some compromising event. One means of recruitment is via third-party applications and plugins. For example, more than 5,000Australian and global government websites were hijacked by the Coinhive cryptocurrency mining software through the Browsealoud plugin.

In a unique twist, the bad guys no longer have to execute a traditional compromise. Instead, through the use of browser-injected mining Javascript, users become unwilling participants the moment they load a compromised webpage. The code runs in the background, which makes it extremely difficult to detect. It is the ephemeral nature of the software that is a double-edged sword.

 While users cannot tell when it is running, it only runs for as long as they are on the website.

However, Malwarebytes researcher Jerome Segura recently uncovered a simple technique that allows the mining to continue even after the window has been closed. The trick lies in creating a pop-up hidden window, sized to fit right under the taskbar, hiding it from the user's view.

These crypto miners tap into the computer’s resources, putting them to work mining cryptocurrency. Unfortunately, while user hardware and electricity is being used to generate money for these entities, users get none of it. Instead, they get a degradation in computer performance and components.

This has been a long-voiced concern for so-called third-party software. Many organizations permit application programming interfaces (APIs) and other plugins into their systems and/or environments. Coupled with the delivery of such software via libraries, it means the plugins can be tampered with or replaced with infected software. Any organization should have a focus on checking and validating the use of plugins and third-party software as a prudent approach to managing digital risk.

A number of protective mechanisms exist that can be deployed to manage the spread of cryptocurrency miners, but the best option right now is to block known mining domains. An even better option that does require some effort is to add these sites to the host file of the operating system so that these domains redirect to localhost, effectively blackholing the script.

Businesses can also disable JavaScript. However, many websites require JavaScript for some or all of their functionality. Still, any cryptocurrency miners based on JavaScript cannot run if JavaScript is disabled.

While web browsers are incorporating anti-cryptocurrency capabilities, most common browsers do not detect or block crypto miners. However, some anti-malware and antivirus programs can detect and block crypto-jacking code when users visit a webpage.

Installing ad-blocking, anti-crypto-mining extensions on web browsers can be effective in stopping such scripts from running. The key here is to use a highly regarded and maintained provider to ensure that it is regularly updated and does not evolve into an adware nightmare. The "No Coin" extension is available for Firefox, Chrome and Opera, but sadly not for Microsoft and Apple. Ad-blocking extension Adblock Plus also has some capability to detect crypto mining-scripts.

Changing Environment

It is important to note that cryptocurrency-mining malware employs the same modus operandi as many other cyber threats: They all exploit vulnerabilities, including everything from malware-laden spam emails to third-party junkware or tampered plugins. For example, Adylkuzz leverages the EternalBlue exploit and DoublePulsar backdoor -- the same security flaw that the WannaCry ransomware used to much destructive effect. At the same time, CPUMiner uses SambaCry, the Linux sequel to WannaCry, exploiting a vulnerability in Samba, an open-source network application.

Earlier, I mentioned that a reasonable explanation for why some sites may be using a cryptocurrency miner is to generate revenue.

It certainly is an interesting trade-off to all the ads and banners that some sites bombard visitors with. Ideally, the website would inform the visitor that a miner was running and allow the user to make an informed decision. After all, no one likes being taken advantage of.

It is just a matter of time before these miners get weaponized and utilized for more nefarious purposes beyond just generating revenue. There are similarities to the earlier days of spam, which steadily grew with the addition of more malicious attachments.

Read More Read More, Posted by: crytocure
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Cardano (ADA) and Stellar Lumens (XLM) are two exciting projects with a lot of potentials to increase its mainstream adoption. But which one is better? Stellar Lumens might not have all the hype in the market, but it is categorically an attractive project in the blockchain ecosystem.

Stellar Lumens is currently at the number 8 position on the list top digital currency based on market cap. Also, Cardano doesn’t have much hype, but its popularity and value have increased in the last couple of months, and its currently sitting at the number 7 position on the market.

Summary of Stellar Lumens

Basically, Stellar Lumens is a digital currency platform that seeks to leverage its platform to connect payment provider, banks, and individuals across the globe. It is simply a platform for cross-border payments and it aims at revolutionizing the unbanked world.

Stellar Price Today: Current Price of XLM

Stellar Lumens is currently trading at 29 cents, and its market cap is about $5.4 billion.

Cardano Price Today: Current Price of ADA

The present trading value of Cardano is 21 cents with a market cap of $5.5 billion – slightly above that of Stellar Lumens.

Stellar Has More Adoption than Cardano

The rate at which XLM is being accepted and adopted worldwide exceeds that of ADA. Even though Emurgo and IOHK have partnered with the platform, stellar is the boss when it comes to global adoption. Stellar Lumens is already being used for cross-border payment, and it’s also being used to pay for services.

The Versatility of Stellar Lumens

Cardano (ADA) is a third-generation blockchain protocol created to provide a framework for decentralized applications and smart contracts. But it encounters some strong rivalry from the likes of Wave, NEO, EOS, and Ethereum. Stellar also faces the same rivalry from Ripple.

Nevertheless, the built-in distributed exchange of stellar gives it an edge. The SDEX lets users buy and sell digital currencies just like it is done on normal exchanges. This makes it more advantageous and versatile than its rivals.

Read More Read More, Posted by: crytocure


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